Kimberly Rotter

Looking to refinance an old student loan with a new one? Ask yourself these eight vital questions first.

Balance transfer cards get a lot of attention. Here’s why a debt consolidation loan might be better.

If foreclosure is a possibility, stay calm and consider Chapter 13 bankruptcy. Here’s how it could help save your home.

Don’t fall victim to rookie mistakes. Here’s how to steer clear of debt in your first year of owning a home.

Minimum credit card payments mean more interest could impact your credit score. Find out why your payments matter.

Without a credit history, you're practically invisible. Keep reading to learn how to be seen and admired.

A debt avalanche could save you time and money when paying off credit card debt. Learn how it works here.

Are your Social Security benefits at risk if you don't pay creditors? See which benefits are protected from garnishment.

Different times call for different spending strategies. Here are the best ways to use credit cards in a recession.

Got too much debt? Here’s how debt settlement might help.