Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
December 3, 2025
Don’t pay more for your burrito. Learn how to avoid Buy Now, Pay Later (BNPL) for everyday purchases.
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December 1, 2025
Filing early is the best way to fast-track your tax refund and thwart would-be thieves. Learn more.
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December 1, 2025
Trying to decide what to do about your debt? Check out these bad debt payoff methods so you know what not to do.
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December 1, 2025
Getting around fear of debt can be key to financial thriving. Here’s how to move past it.
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December 1, 2025
A lower debt-to-income ratio could help you get a loan and manage your bills more easily. Here’s how to get one.
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December 4, 2025
A personal loan could simplify your debt payments—and save you money.
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December 6, 2025
Change HOW you pay with debt consolidation, and how MUCH you pay with debt settlement. Learn the pros and cons here.
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December 8, 2025
If you’re facing financial hardship, a debt reduction program could help. Learn the pros and cons.
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December 5, 2025
You may be behind on retirement savings now, but it doesn't have to be that way forever.
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