author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

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How to Set up a Christmas Budget

August 3, 2025

We all like to be generous during the holidays, but you don’t need to overspend.…

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The Psychological Benefits of Settling Your Debts
The Psychological Benefits of Settling Your Debts 

August 4, 2025

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

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Bill Consolidation
What Is Bill Consolidation?

August 3, 2025

Learn how to consolidate bills with debt consolidation loans or debt management plans.

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Should You Borrow Money from Friends and Family in Hard Times?
Should You Borrow Money from Friends and Family in Hard Times?

August 4, 2025

Borrowing money from friends and family can be tricky, but doable if you and your…

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Your Emergency Financial First Aid Kit
Your Emergency Financial First Aid Kit

August 8, 2025

In an emergency, you need to keep yourself, your family, and your financial future safe.…

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10 Money-Saving Vacation Hacks
12 Ways to Save Money for Vacation

August 3, 2025

While you’re on vacation, it can be hard to relax because you’re worried about the…

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Beyond Coupons: How to Save Money Shopping
Beyond Coupons: How to Save Money Shopping

August 8, 2025

Want to save money shopping? Check out these creative ways…

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How to Settle Credit Card Debt When Lawsuit Has Been Filed
How to Settle Credit Card Debt When Lawsuit Has Been Filed

August 3, 2025

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

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How Depression Might Affect Spending and Debt
How Depression Affects Debt and Spending

August 8, 2025

Depression can make it harder to do even simple financial tasks. Here are some tips…

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