author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to Manage Student Loan Debt
How to Manage Student Loan Debt

February 23, 2026

Student loans can be a lot to manage, but you’ve got choices. Learn clear steps to pay less and stress less.

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How Does a 401(k) Loan Work for Paying off Debt?
How Does a 401(k) Loan Work for Paying off Debt?

March 4, 2026

Struggling with high-interest debt? A 401(k) loan could help you pay it off—but know the risks.

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Commercial Loan
What Is a Commercial Loan?

February 23, 2026

Commercial loans can help you take your business to the next level. Here's what you need to know about them.

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What are Credit Card Debt Relief Programs?
What are Credit Card Debt Relief Programs?

February 23, 2026

Ready to get rid of your credit card debt? A credit card debt relief program could be the right option for you.

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5 Home Buying Mistakes to Avoid
10 Home-Buying Mistakes to Avoid

February 23, 2026

Buying a home? Don’t make these costly home-buying mistakes. Here are our tips for acing the home-buying process.

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Common Tax-Filing Mistakes
Common Tax-Filing Mistakes and How to Reduce the Chance of Making One

March 8, 2026

Tax returns are often complicated. Learn about some common mistakes—and how to avoid them.

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Does It Hurt Your Credit to Close a Credit Card?
Does It Hurt Your Credit to Close a Credit Card? Here's What Happens

March 4, 2026

Closing a credit card could lower your credit score. We’ll show you the pros and cons so you can make a good decision.

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Short-Term Financial Goals That Could Improve Your Financial Life This Year
Short-Term Financial Goals That Could Improve Your Financial Life This Year

March 6, 2026

Ready to improve your finances this year? Prioritizing these short-term financial goals could help.

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Teach Your Kids How to Use a Credit Card Before College
Teach Your Kids How to Use a Credit Card Before College

February 23, 2026

Before they go to college, or maybe even before, you'll want to teach your kids…

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5 Steps to Get Debt-Free Fast
5 Steps to Get Debt-Free Fast

February 23, 2026

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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