author

Brittney Myers

Personal finance specialist

Brittney is a personal finance expert and credit card collector who believes financial education is the key to success. Her advice on how to make smarter financial decisions has been featured by major publications and read by millions.

Emergency loans for bad credit
Can You Get An Emergency Loan With Bad Credit?

March 18, 2026

Sometimes you need money in a hurry. But bad-credit loans can be bad news. Consider these better options.

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How to Dispute an Error on Your Credit Report
How to Dispute Your Credit Report

February 28, 2026

Errors on your credit report can hurt your score. Here's how to get rid of them fast.

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Why is my credit score different on different sites
Why is My Credit Score Different on Different Sites?

April 3, 2026

Your credit score can vary depending on the time and source. Here's why they're different and which scores matter.

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Secured Debt vs. Unsecured Debt
Secured Debt vs. Unsecured Debt: Key Differences and Similarities

February 28, 2026

Financial knowledge is financial power. Learn about secured vs. unsecured debts and the best way to use them.

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FDR article counseling ar-min
Credit Card Counseling Pros and Cons: A Complete Analysis for 2025

March 16, 2026

Credit counselors can help a lot, but they have their limits. Learn the credit counseling pros and cons in our guide.

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Is an authorized user responsible for debt
Is An Authorized User Responsible For Debt?

April 3, 2026

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

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Can Debt Collectors Call Your Family
Can Debt Collectors Call Your Family?

March 4, 2026

Debt collectors have to follow certain rules, including limits on what they can say to your family.

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Raise Credit Score by 100 Points Overnight
Can You Raise Your Credit Score 100 Points Overnight?

March 22, 2026

You might be surprised at how quickly your credit score could jump. Here are a few moves that could get you big points fast.

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Debt Collection Rules: 7-in-7
Debt Collection Rules: 7-in-7

April 4, 2026

The 7-in-7 rule helps protect you from harassment by debt collectors. Here’s how it works—and what it doesn't cover.

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Debt Avalanche Method Instructions
Debt Avalanche Method Instructions

March 2, 2026

A debt avalanche could save you time and money when paying off credit card debt. Learn how it works here.

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