author

Maurie Backman

Contributing Writer

Maurie Backman is a personal finance writer with over 10 years of experience. Her coverage areas include retirement, investing, real estate, and credit and debt management.

What’s the Difference Between Furlough, Layoff, and Termination?
What’s the Difference Between Furlough, Layoff, and Termination?

December 4, 2025

Furlough, layoff, and termination may sound the same, but the differences are key. Here’s what they mean.

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Open Enrollment 2021: Do You Need an HSA?
Do You Need an HSA?

December 12, 2025

An HSA could lower your taxes while helping you avoid medical debt. Read on to see if an HSA is right for you.

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How to Pay Off Debt When You Can Only Work Part-Time
How to Pay Off Debt When You Can Only Work Part-Time

December 14, 2025

A part-time salary doesn’t have to stop you from becoming debt-free.

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FDR blog setupXmsbudget
How to Set Up a Christmas Budget

December 4, 2025

We all like to be generous during the holidays, but you don’t need to overspend.…

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When Can You Use a Credit Card Forbearance Program?
Credit Card Forbearance: Your Complete Guide to Pausing Payments in 2025

December 1, 2025

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

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Budget family vacation
5 Ways to Take an Affordable Family Vacation This Summer

December 8, 2025

How to take a family vacation without going into debt. Budget vacation options.

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Do You Really Need a 20% Down Payment?
Do You Really Need a 20% Down Payment?

December 12, 2025

Don’t buy into the 20% down payment myth. There are other options, and some may be right for you.

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Tips to Get the Best Interest Rate When Consolidating Your Debt
Tips to Get the Best Interest Rate When Consolidating Your Debt

December 4, 2025

The right approach to consolidating your debt could save you big time on interest.

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debt consolidation vs bankruptcy
Debt Consolidation vs. Bankruptcy for Debt Problems: Which Is Better?

December 8, 2025

Struggling with debt? We’ll walk you through debt consolidation and bankruptcy to find your best method.

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