
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
January 20, 2026
Looking for a way to manage multiple debts? Here’s how a balance transfer or consolidation loan could help.
Read moreJanuary 20, 2026
You might qualify for a debt consolidation loan even without a job. Here’s how it works.
Read moreJanuary 22, 2026
If the phrase zombie debt gives you the willies, have no fear. Here's how to slay debt that seemingly rose from the dead.
Read moreJanuary 22, 2026
How do you prepare for a recession when you already struggle financially? Even in tough…
Read moreJanuary 22, 2026
If debt is weighing you down, you have options, from payback plans to debt relief. Get the details here.
Read moreJanuary 22, 2026
Worried about your student loans? We’ll walk you through seven strategies to cope with default and wage garnishment.
Read moreJanuary 22, 2026
Having financial goals is important. Read more about 7 good financial habits to master in…
Read moreJanuary 22, 2026
If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.
Read moreJanuary 23, 2026
If you have made it a goal to learn more about personal finance, then you…
Read moreJanuary 22, 2026
Yes; the U.S. entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.
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