
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 13, 2026
What's the better debt-buster? A personal loan or professional debt relief? Make the right choice for your situation.
Read moreMarch 13, 2026
Many debt collection agencies send automated debt collection messages. Find out what you can do about it.
Read moreMarch 13, 2026
You can bundle and streamline debt payments without a debt consolidation loan. Here's how it’s done.
Read moreMarch 13, 2026
Tax debt relief calls aren't always a cause for concern. Here's what to do if you get one.
Read moreMarch 13, 2026
Here’s what lenders look at when you apply for a debt consolidation loan.
Read moreMarch 13, 2026
Dealing with unmanageable debt? Debt relief could be the right move—if you qualify. See how to qualify and next steps.
Read moreFebruary 15, 2026
It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…
Read moreFebruary 15, 2026
Credit counselors can help a lot, but they have their limits. Learn the credit counseling pros and cons in our guide.
Read moreFebruary 15, 2026
If your bank account is in the negative, it can cost you money. Find out how to clear a negative bank balance here.
Read moreFebruary 15, 2026
Debt settlement doesn’t mean you’ll never use credit cards again. We’ll walk you through the process to rebuild.
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