author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Does Debt Relief Hurt Your Credit?
Does Debt Relief Hurt Your Credit?

February 5, 2026

Will debt relief hurt your credit? We’ve got tips on how to prepare for credit impacts while getting rid of debt.

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What Is the Debt Avalanche Method?
What Is the Debt Avalanche Method?

February 5, 2026

The avalanche, snowball, and blizzard methods all help you knock out debt fast. Get the 411 on which is right for you.

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How to Budget as a College Student
How to Budget as a College Student

February 6, 2026

To make the most of your money when you’re a college student, you need a budget. Here’s how to set one up.

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Financial Red Flags in Relationships
3 Financial Red Flags in Relationships

February 6, 2026

Want to strengthen your shared financial health with your partner? Avoid these financial red flags in relationships.

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Could Zombie Foreclosure Happen to You?
Could Zombie Foreclosure Happen To You? Don't Make This One Big Mistake

February 6, 2026

Have an old unpaid second mortgage? You might hear from debt collectors. See how to avoid zombie foreclosure.

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Snowball vs. Avalanche Method
Snowball vs. Avalanche Method: Your Total Cost

February 6, 2026

The debt snowball approach focuses on psychology not math, but how big is the cost of choosing it over alternatives?

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What Happens if You Don't Pay Your Student Loans?
What Happens If You Don’t Pay Your Student Loan?

February 6, 2026

Student loans don’t just go away if you ignore them. See what happens if you don’t pay your student loan.

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Cheap Christmas Ideas That Capture the Holiday Joy
Cheap Christmas Ideas That Capture the Holiday Joy

February 6, 2026

Want to avoid overspending this holiday season? Check out these cheap Christmas ideas that capture the holiday joy.

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Why Did My Credit Score Drop
Why Did My Credit Score Drop?

February 6, 2026

Wondering “Why did my credit score drop”? You’re not alone. See the biggest reasons why credit scores go up or down.

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Is debt consolidation a good idea?
Is Debt Consolidation a Good Idea?

February 6, 2026

Debt consolidation could make your debt burden easier to handle. Decide if it’s an option for your situation.

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