
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 2, 2026
When it’s a good fit, debt consolidation can be great for getting just one monthly debt payment. Here’s how it works.
Read moreMarch 4, 2026
Tired of paying for the high cost of living in America? See how you can get out of debt faster by moving abroad.
Read moreMarch 4, 2026
Are you struggling to pay your bills—or unable to pay them at all? Here’s what to do, step by step.
Read moreMarch 14, 2026
Wondering if a debt relief company will help or harm? Here’s how to know if you’ve found a legit one.
Read moreMarch 4, 2026
Ads about government credit card relief may be a sham, but don't worry. There are plenty of other options.
Read moreMarch 4, 2026
Debt collectors have to follow laws when they contact you. Here's what they can and can’t do, and how to follow up.
Read moreMarch 4, 2026
Even if you don’t make a ton of money, you can still feel rich during…
Read moreMarch 4, 2026
Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.
Read moreMarch 4, 2026
High or low? If you want a higher credit score, you need a lower credit utilization ratio. Learn how to get there.
Read moreMarch 7, 2026
Will debt relief hurt your credit? We’ve got tips on how to prepare for credit impacts while getting rid of debt.
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