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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

Tips on paying off credit card debt
7 Tips to Help You Pay Off Credit Card Debt

June 4, 2025

Credit card debt can be overwhelming. Learn to crush it with these tips.

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401k loan to pay off credit card debt
Is it a Good Idea to use a 401(k) Loan to Pay Off Your Credit Card Debt?

June 12, 2025

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

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7 Steps to Prepare For the Debt Settlement Process
7 Steps to Prepare For the Debt Settlement Process

June 2, 2025

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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What is Your Household Debt?
How Household Debt Impacts Your Everyday Life

June 9, 2025

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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Best Ways to Get Debt Relief
Best Ways to Get Debt Relief

June 4, 2025

Help yourself get out of debt with these lifestyle changes and better money management.

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Secured credit card vs Prepaid debit card
What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?

June 9, 2025

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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COVID Credit Card Debt Relief: Who Offers It?
COVID Credit Card Debt Relief: Who Offers It?

May 30, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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Debt Consolidation
How Does Debt Consolidation Work?

June 4, 2025

Learn how debt consolidation works and if it's the right debt solution for you.

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