author

Maurie Backman

Contributing Writer

Maurie Backman is a personal finance writer with over 10 years of experience. Her coverage areas include retirement, investing, real estate, and credit and debt management.

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Good Debt vs. Bad Debt: How to Tell the Difference

August 24, 2026

A mortgage and a credit card balance don't affect your money the same way. Here's the real difference.

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7 Good Financial Habits to Master
7 Good Financial Habits to Master

March 18, 2026

Having financial goals is important. Read more about 7 good financial habits to master in…

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How Big Should My Emergency Fund Be if I Want to Avoid Debt?
How Big Should My Emergency Fund Be if I Want to Avoid Debt?

April 2, 2026

Your emergency fund could shield you from debt. Read on to see how much savings it takes to stay debt-free.

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How to Avoid Debt as a First-Year Homeowner
How to Avoid Debt as a First-Year Homeowner

March 2, 2026

Don’t fall victim to rookie mistakes. Here’s how to steer clear of debt in your first year of owning a home.

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Beyond Coupons: How to Save Money Shopping
Beyond Coupons: How to Save Money Shopping

March 27, 2026

Want to save money shopping? Check out these creative ways…

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What Is Zero-Based Budgeting?

September 19, 2026

Give every dollar a job. Here's how a zero-based budget helps you spend, save, and get ahead of debt.

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Can Medical Bills Go To Collections?
Can Medical Bills Go To Collections?

May 1, 2026

Unpaid medical bills can go to collections. Here's how to handle it.

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Do You Really Need a 20% Down Payment?
Do You Really Need a 20% Down Payment?

August 13, 2026

Don’t buy into the 20% down payment myth. There are other options, and some may be right for you.

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Can Collection Agencies Take Your Tax Refund
Can Collection Agencies Take Your Tax Refund?

March 5, 2026

If you’re worried about your tax refund being seized, we’ll show you how to avoid garnishment.

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Tips to Get the Best Interest Rate When Consolidating Your Debt
Tips to Get the Best Interest Rate When Consolidating Your Debt

March 19, 2026

The right approach to consolidating your debt could save you big time on interest.

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