Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
February 5, 2026
Debt collectors have to follow laws when they contact you. Here's what they can and can’t do, and how to follow up.
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February 5, 2026
Even if you don’t make a ton of money, you can still feel rich during…
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February 5, 2026
Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.
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February 5, 2026
High or low? If you want a higher credit score, you need a lower credit utilization ratio. Learn how to get there.
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February 5, 2026
Will debt relief hurt your credit? We’ve got tips on how to prepare for credit impacts while getting rid of debt.
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February 5, 2026
The avalanche, snowball, and blizzard methods all help you knock out debt fast. Get the 411 on which is right for you.
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