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Gina Freeman (Pogol)

Contributing Author, Editor

Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.

How much does bankruptcy cost?
How Much Does Bankruptcy Cost?

February 28, 2026

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

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How to respond to a court summons for credit card debt
How to Respond to a Court Summons For Credit Card Debt

February 27, 2026

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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4 numbers to know before you consolidate your debt
4 Numbers to Know Before You Consolidate Your Debt

March 1, 2026

Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.

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Can you cancel a debt settlement contract?
Can You Cancel a Debt Settlement Contract?

March 7, 2026

Yes, you can get out of a debt settlement contract. These are the common mistakes to avoid.

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How to Build Credit after Domestic Abuse
Strike Back and Move On: How to Recover From Financial Abuse

March 7, 2026

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

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How to save on a vehicle purchase
Spring Survey: Consumers Plan to Buy Cars Despite Costs

March 28, 2026

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

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mom and daughter (adult)
Words From the Wise: Financial Tips From Our Moms

March 23, 2026

Blog post tips from FDR team moms

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How to Negotiate a Debt Settlement
How to Negotiate Your Credit Card Debt

March 21, 2026

Here are the professional tips you need to succeed at credit card debt negotiation.

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Debt Relief vs. Personal Loan
Debt Relief vs. Personal Loan

March 18, 2026

What's the better debt-buster? A personal loan or professional debt relief? Make the right choice for your situation.

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