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Gina Freeman (Pogol)

Contributing Author, Editor

Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.

How to respond to a court summons for credit card debt
How To Respond To A Court Summons For Credit Card Debt

June 4, 2025

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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How to Negotiate a Debt Settlement
How to Negotiate Your Credit Card Debt

June 13, 2025

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

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mom and daughter (adult)
Words From the Wise: Financial Tips From Our Moms

May 24, 2025

Blog post tips from FDR team moms

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How to save when you buy furniture.
How to Save on Furniture in 2022

May 31, 2025

Furniture prices and interest rates are up in 2022. learn how to save when you buy and finance furniture.

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How to save on a vehicle purchase
Spring Survey: Consumers Plan to Buy Cars Despite Costs

June 12, 2025

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

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Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

June 7, 2025

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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Budget family vacation
5 Ways to Take an Affordable Family Vacation This Summer

May 30, 2025

How to take a family vacation without going into debt. Budget vacation options.

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