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Gina Freeman (Pogol)

Contributing Author, Editor

Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.

How to respond to a court summons for credit card debt
How To Respond To A Court Summons For Credit Card Debt

April 25, 2025

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

April 27, 2025

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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How to Negotiate a Debt Settlement
How to Negotiate Your Credit Card Debt

April 27, 2025

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

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How to Settle Credit Card Debt When Lawsuit Has Been Filed
How to Settle Credit Card Debt When Lawsuit Has Been Filed

April 11, 2025

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

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mom and daughter (adult)
Words From the Wise: Financial Tips From Our Moms

April 20, 2025

Blog post tips from FDR team moms

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Budget family vacation
5 Ways to Take an Affordable Family Vacation This Summer

April 20, 2025

How to take a family vacation without going into debt. Budget vacation options.

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How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

April 21, 2025

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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