author

Cole Tretheway

Financial writer

Cole is a freelance writer. He’s written hundreds of useful articles on money for personal finance publications like The Motley Fool Money. He breaks down complicated topics, like how credit cards work and which brokerage apps are the best, so that they’re easy to understand.

Debt Snowball or Debt Avalanche: Which is Better?
Debt Snowball or Debt Avalanche: Which is Better?

June 1, 2025

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

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What is the Fair Debt Collection Practices Act - FDCPA
What is the Fair Debt Collection Practices Act - FDCPA?

June 4, 2025

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

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Government Building
What Was Biden’s Student Loan Forgiveness Program?

June 10, 2025

Can the Biden student loan forgiveness plan help you?

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What collection debt looks like in Americal
What collection debt looks like in America: a mid-year look

June 11, 2025

Collections debt averages $3,000: What do the numbers reveal about finances today? Find out how you stack up.

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How to Stop Credit Card Collection Calls
How to Stop Credit Card Collection Calls

June 9, 2025

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

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Credit Card Debt Lawyer
Credit Card Debt Lawyer: Should You Use One?

May 30, 2025

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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Debt Load
Debt Load and Your Finances

May 28, 2025

Debt load measures how big a burden your debts are becoming so you can plan to keep your payments manageable.

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How to get out of credit card debt without ruining your credit
How To Get Out of Credit Card Debt Without Ruining Your Credit

June 8, 2025

Find out the best ways to pay off your credit cards while improving your credit score.

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What is Budget Billing?
What is Budget Billing?

June 10, 2025

Do the ups and downs of your utility bills make it hard to stick to…

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Lowest Credit Score
What Is the Lowest Credit Score?

June 4, 2025

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime. A low credit score can…

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