author

Ben Gran

Financial Writer

Ben Gran is a personal finance writer with years of experience in banking, investing and financial services. A graduate of Rice University, Ben has written financial education content for Business Insider, The Motley Fool, Forbes Advisor, Prudential, Lending Tree, fintech companies, and regional banks like First Horizon.

Why Does Higher Credit Utilization Decrease Your Credit Score?
Why Does Higher Credit Utilization Decrease Your Credit Score?

April 1, 2026

Maxing-out credit cards? Higher credit utilization could lower your credit score. See if you might need debt relief.

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Personal Financial Planning for Your Financial Goals
How to Make Money from Home for the Holidays

March 26, 2026

Want to have a richer holiday season without debt? Easy work-from-home gigs could earn you money for the holidays.

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Should I Settle My Credit Card Debt? Here’s How to Decide
Should I Settle My Credit Card Debt? Here’s How to Decide

April 3, 2026

Falling behind on credit cards? Debt relief isn’t a failure—it could be your way forward.

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Debt Relief Myths and Realities
Debt Relief Myths and Realities

April 3, 2026

Struggling with debt you can't afford? Get the real story behind these debt relief myths to find out if it's for you.

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Did Delinquent Student Loans Make Your Credit Score Plunge
Did Delinquent Student Loans Make Your Credit Score Plunge? Here's What to Do Next

March 29, 2026

Got delinquent federal student loans? You have options. See how to get back on track and get on with your life.

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Underwater On Car Loan and Can't Afford to Pay It Off
Underwater On Car Loan and Can't Afford to Pay It Off

May 3, 2026

Underwater on your car loan? You don't have to drown. Here are your options.

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Debt Relief Options
Debt Relief Options: How to Choose the Right Solution for Your Debt

September 16, 2026

You have more debt relief options than you might think, and this guide helps you find the right one.

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Authorized Users Are Not on the Hook for Unpaid Credit Card Debt
Is An Authorized User Responsible for Credit Card Debt?

March 24, 2026

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

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How long does it take to garnish a bank account
Can My Bank Account Be Garnished Without Notice?

October 24, 2026

Learn how and why money could be taken from your bank account, and what you can do about it.

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Why Do People Overspend?
Why Do People Overspend?

July 31, 2026

Overspending could be your brain chasing rewards. Learn how to retrain it to spend smarter.

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