author

Ben Gran

Financial Writer

Ben Gran is a personal finance writer with years of experience in banking, investing and financial services. A graduate of Rice University, Ben has written financial education content for Business Insider, The Motley Fool, Forbes Advisor, Prudential, Lending Tree, fintech companies, and regional banks like First Horizon.

Authorized Users Are Not on the Hook for Unpaid Credit Card Debt
Authorized Users Are Not on the Hook for Unpaid Credit Card Debt

April 24, 2025

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

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5 Strategies to Help Manage Small Business Debt
5 Strategies to Help Manage Small Business Debt

April 25, 2025

In tough times, you will need to work even harder to manage your small business…

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Access to Credit: Predatory Lending and Payday Loans
Access to Credit: Predatory Lending and Payday Loans

April 25, 2025

If you live in an underbanked neighborhood, you might think that predatory loans are your…

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How Does Student Loan Forbearance Affect Your Credit Score?
How Does Student Loan Forbearance Affect Your Credit Score?

May 1, 2025

Your credit score may have gone up due to federal student loan deferment. Learn how…

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Personal Financial Planning for Your Financial Goals
Make Money for Your Holiday Budget Now with Work-from-Home Gigs

April 24, 2025

There's a lot of pressure to spend money during the holidays, even if you're worried…

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How Voting Can Affect Your Personal Finances
How Voting Can Affect Your Personal Finances

April 29, 2025

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

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5 Home Buying Mistakes to Avoid
5 Home Buying Mistakes to Avoid

April 29, 2025

If you're in the market for a new home and looking to take out a…

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Best Apps to Help Pay Off Student Loans Faster
Best Apps to Help Pay Off Student Loans Faster

April 26, 2025

If you're worried about how you're going to finally pay for your college education, become…

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How to Use Credit Cards Wisely
Can You Get a Credit Card After Debt Settlement?

April 25, 2025

Getting a credit card after debt settlement is realistic and possible, and we’ll show you how.

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