author

Lyle Daly

Personal finance expert

Lyle is a financial writer for Freedom Debt Relief. He also covers investing research and analysis for The Motley Fool and has contributed to Evergreen Wealth and Monarch Money.

How Your Credit Score Is Determined
The Good, Fair, and Poor: How Your Credit Score Is Determined

November 17, 2025

Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.

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Tips to Defend Yourself Against Zombie Debt
Tips to Defend Yourself Against Zombie Debt

November 17, 2025

Sometimes debt comes back from the grave. Find out how to keep zombie debt from haunting your finances.

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 statutes of limitation credit card
What’s the Statute of Limitations on Credit Card Debt? (Updated for 2025)

November 25, 2025

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

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6 Ways to Plan for a Debt-Free Holiday
The Gift of Financial Freedom—How to Avoid Holiday Debt

November 30, 2025

It’s the most wonderful—and expensive—time of year. Here’s how to stay out of holiday debt.

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Survey: How Americans Spend Their Tax Refunds
Survey: How Americans Spend Their Tax Refunds

December 4, 2025

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

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IRS scam phone call
Scam? The Tax Debt Compromise Program Phone Call

November 28, 2025

Got a robocall about settling tax debt? Learn the difference between legit IRS programs and costly tax relief scams.

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Sued for Credit Card Debt
Sued for Credit Card Debt: Learn the Steps to Protect Yourself

November 28, 2025

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

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3 Money Management Mistakes to Avoid
Money Management Mistakes to Avoid

November 22, 2025

If you feel like your finances are stuck in neutral, you might be making these common money management mistakes.

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