Lyle Daly

Debt settlement could be the right financial move, even if your credit score drops along the way.

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

There are legit debt relief programs, and our guide explains how to find one that’s right for you.

Loan forbearance might be a good solution if you’re struggling. Here’s how to talk to your creditors about it.

Got a robocall about settling tax debt? Learn the difference between legit IRS programs and costly tax relief scams.

Here’s what lenders look at when you apply for a debt consolidation loan.

It might actually be easier to get a balance transfer card now. Find out more.

Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.

It’s the most wonderful—and expensive—time of year. Here’s how to stay out of holiday debt.