author

Lyle Daly

Personal finance expert

Lyle is a financial writer for Freedom Debt Relief. He also covers investing research and analysis for The Motley Fool and has contributed to Evergreen Wealth and Monarch Money.

How Your Credit Score Is Determined
The Good, Fair, and Poor: How Your Credit Score Is Determined

June 9, 2025

Learn about five factors that make up the mystery behind your credit score.

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Tips to Defend Yourself Against Zombie Debt
Tips to Defend Yourself Against Zombie Debt

June 11, 2025

Knowing whether your old debt has truly expired can be tricky. Read these tips for…

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 statutes of limitation credit card
Statute of Limitations on Credit Card Debt

June 13, 2025

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

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6 Ways to Plan for a Debt-Free Holiday
The Gift of Financial Freedom—How to Avoid Holiday Debt

June 12, 2025

With the right plan, you can enjoy the festive season without getting into holiday debt.

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IRS scam phone call
Scam? The Tax Debt Compromise Program Phone Call

June 10, 2025

Is the tax debt compromise program phone call a scam? here's how to tell.

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Sued for Credit Card Debt
Sued for Credit Card Debt: Learn the Steps to Protect Yourself

June 12, 2025

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

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4 Bad Ways to Pay Off Debt
5 Bad Ways to Pay Off Debt (and what to do instead)

June 2, 2025

There are better and worse ways to approach paying off your debts. Some types of…

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Debt Settlement, Taxes, and Your 2018 Filing
Tax Consequences of Debt Settlement

June 12, 2025

Having debt canceled can result in a tax liability, which you should understand before you pursue cancellation.

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Five Facts About Debt Collector Calls You Need to Know
Ten Facts About Debt Collector Calls You Need to Know

June 10, 2025

When you're struggling with debt and trying to make payments, the last thing you need…

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