author

Ben Gran

Financial Writer

Ben Gran is a personal finance writer with years of experience in banking, investing and financial services. A graduate of Rice University, Ben has written financial education content for Business Insider, The Motley Fool, Forbes Advisor, Prudential, Lending Tree, fintech companies, and regional banks like First Horizon.

Should I Settle My Credit Card Debt? Here’s How to Decide
Should I Settle My Credit Card Debt? Here’s How to Decide

April 3, 2026

Falling behind on credit cards? Debt relief isn’t a failure—it could be your way forward.

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Which debt to pay off first
Which Debt Should You Pay Off First?

March 28, 2026

Take charge of your debt by choosing the first one to smash. We’ll help you learn how to prioritize your debt payoff order.

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The True Cost of Helping Your Kid Pay for College
Meet Your Financial Goals and Still Help Your Kid Pay for College

March 16, 2026

Our recent survey revealed that helping your kid through college could cause you undue emotional,…

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Who Can Access Your Credit Report
Who Can Access Your Credit Report and See Your Credit Score? The List Is Longer Than You Might Expect

March 23, 2026

Who can access your credit report? Lenders, employers, landlords…and more. Learn how to protect your privacy and rights.

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Why Does Higher Credit Utilization Decrease Your Credit Score?
Why Does Higher Credit Utilization Decrease Your Credit Score?

April 1, 2026

Maxing-out credit cards? Higher credit utilization could lower your credit score. See if you might need debt relief.

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Access to Credit: Predatory Lending and Payday Loans
Access to Credit: Predatory Lending and Payday Loans

March 4, 2026

If you live in an underbanked neighborhood, you might think that predatory loans are your…

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How Does Student Loan Forbearance Affect Your Credit Score?
How Does Student Loan Forbearance Affect Your Credit Score?

March 18, 2026

Student loan forbearance differs with federal and private loans. Here’s how both can affect your credit score.

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Can I Surrender My Car If I Can't Afford the Loan?
Can I Surrender My Car If I Can’t Afford the Loan?

March 12, 2026

Can’t pay your auto loan? You don’t have to wait for the repo man. Learn how to decide whether to surrender your car.

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Credit Card Interest Rate Cap: What It Could Mean for Your Debt
Credit Card Interest Rate Cap: What It Could Mean for Your Debt

April 3, 2026

The president wants 10% APR on credit cards. Banks say no. Here’s what a credit card interest cap could really mean.

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The 3 Most Unexpected Costs of Owning a Home
The 3 Most Unexpected Costs of Owning a Home

March 22, 2026

We asked over 1,000 homeowners to tell us about the three most unexpected costs of…

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