Debt Solutions Articles

Credit Card Counseling Pros and Cons
Erik J. Martin

July 15, 2025

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

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Debt Settlement: A Comprehensive Guide to Resolving Your Debts

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

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Emergency Loans - Are They Available?
Richard Barrington

July 15, 2025

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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How to Pay Off Medical Debt
Janie Basile

July 15, 2025

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

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How to Pay Off Debt
Tammi Huang

July 15, 2025

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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Debt Settlement Pros and Cons
Gideon Sandford

July 15, 2025

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

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How Does Debt Settlement Work?
Noelle Marr

July 15, 2025

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

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How to Negotiate a Debt Settlement
John Russo

July 15, 2025

Can't pay your debt? Learn how to negotiate credit card debt settlement with creditors by yourself or with a professional debt settlement company.

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How to Write a Debt Settlement Letter
Rebecca Lake

July 15, 2025

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

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What Is a Balance Transfer?
Richard Barrington

July 15, 2025

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

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What Is Credit Counseling?
Richard Barrington

July 15, 2025

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

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What Are Debt Strategies?
Richard Barrington

July 15, 2025

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

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Debt settlement companies: What they are and how to find one
John Russo

July 14, 2025

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

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Should You Use a Home Equity Loan to Pay Off Debt?
Housten Donham

July 14, 2025

Using your home equity to pay off debt could be a smart choice. But it's important to know the pros and cons before paying off debt with a home equity loan.

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How to Become Debt-Free in 2019
Housten Donham

July 14, 2025

2019 is here and if one of your New Year’s resolutions is to tackle your credit card debt, we could help! Read on to learn about 4 popular and effective ways to get out of credit card debt.

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How to Avoid 8 Common Debt Settlement Pitfalls
Kailey Hagen

July 14, 2025

Learn how to avoid pitfalls and get your finances back on track with debt settlement.

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5 Bad Ways to Pay Off Debt (and what to do instead)
Lyle Daly

July 14, 2025

There are better and worse ways to approach paying off your debts. Some types of…

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Debt Consolidation vs Bankruptcy for Debt Problems: Which Is Better?
Maurie Backman

July 14, 2025

Debt consolidation and bankruptcy are very different solutions for debt problems. What's better for you?

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How to Tell the Difference Between Good Debt and Bad Debt
Maurie Backman

July 14, 2025

What is good debt vs. bad debt? Learn about how good debt can help your finances and how to conquer bad debt that could be holding you back.

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5 Steps to Get Debt-Free Fast
Ashley Maready

July 14, 2025

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

July 14, 2025

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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How a Debt Management Plan Could Help You Get Back on Track
Jane Meggitt

July 14, 2025

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

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How Does Consumer Credit Counseling Work?
Rebecca Lake

July 14, 2025

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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Do it Yourself Debt Strategies
Ashley Maready

July 14, 2025

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

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5 Strategies to Help Manage Small Business Debt
Ben Gran

July 14, 2025

In tough times, you will need to work even harder to manage your small business…

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Debt Counseling: Make it Work for You
Erik J. Martin

July 14, 2025

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

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