FREEDOM DEBT relief REVIEWS
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Trustpilot reviews
Everyone from start to my finish line the counseling the customer care was so amazing. You never fell like a number Everyone is terrific anyone who needs help you need too contact them they will help you in every way you need.
Mary Stephens, US • Jan 08, 2025
My debt was bigger than we could deal with due to covid-19. My husband was out of work for almost 2 years, and although we were ok with month to month, we credit card debt was more than we could handle. FDR has helped me pay off my accounts and eventually...
L. Bubb, US • Jun 15, 2022
I'm very pleased with the service. My credit cards are being being paid off so quickly and for a fraction of the cost. I was skeptical in the beginning, but am now so pleased I signed up with FDR. They told me what was going to happen, and it did in a tim...
Cara Sutton, US • Jun 13, 2022
I signed up without hesitation and can’t say but just the best. My experience has been wonderful, Freedom Debt Relief has made my life a lot easier. My debt has decrease significantly and it’s all thanks to them. Plus I had to learn how to control my spen...
Gaby Rodriguez, US • Jun 13, 2022
Freedom did exactly what the said they would and what would happen when they did. It was nerve wracking at first but as the debt got settled, I became more comfortable.
Peter Macgown, US • Jun 10, 2022
I don’t know what I would’ve done without FDR. I was drowning in debt but now I will be debt free in 3 years. I definitely would recommend them . Thank you for everything ❤️
Tina Smith, US • Jun 10, 2022
Rated 4.6/5 based on 46,342+ reviews. Showing only 4 and 5 star reviews.
BestCompany reviews
I had a great experience with them. The staff was extremely friendly, attentive, and knowledgeable. They made me feel confident in my decision. I appreciated their professionalism and expertise. I would highly recommend their services.
Ann • May 31, 2024
I love freedom debt relief they are great at getting u out of debt it takes awhile to get started but it's worth it
Tammy Price • May 30, 2025
Very early stages but so far very good. Don't have much more to say at this point.
Jonathan Hummel • May 30, 2025
Putting my stress and trust on you guys have been the best decision ever. I see the improvement. I was drowning! Phone call after phone calls about my next payment. Forever grateful that I came across an old customer of the team!
Mona Vargas • May 30, 2025
What I liked about Freedom Debt Relief is the company’s staff are all knowledgeable and experienced in handling clients' debt issues and understanding communications and negotiations with the creditors.
Roberto Mendoza • May 29, 2025
They doing a really good job with my debts. Thank you
Noe Linarez • May 29, 2025
Rated 4.7/5 based on 18,682+ reviews. Showing only 4 and 5 star reviews.
Consumer Affairs reviews
Freedom Debit Relief is proving to be the best course of action for our large problem. From the first point of contact, Michael ** who impressed me with his knowledge of what needed to be done, and getting our package together quickly, and the members of ...
Aleesa, San Abtonio, TX • May 23, 2025
I can honestly say that through one of the lowest, most depressing, and financially challenging times in my life, Freedom Debt Relief helped find a workable path out of it. I recommend to anyone having debt problems to give them a try. If nothing else the...
Dustin, Sulphur, LA • May 22, 2025
I am currently working with Freedom and the experience has been amazing thus far. The team has helped reduce my debt nearly in half (in some cases) and are negotiating on my behalf to further pay off my creditors and give me the financial freedom I am loo...
Ruben, Richmond, KY • May 22, 2025
Freedom Debt was outstanding. Helped me every step of the way. Explained everything thoroughly and made sure I understood the process and what I was signing. Each customer service representative knew exactly what was going on and did not give me the runar...
Ann, Mesquite, TX • May 21, 2025
My creditors thus far have been very cooperative and I have seen good results in my debt reduction. I have been able to create new debt with a chance to balance overall needs better and to spend wisely now and going forward in the future. Thanks so much. ...
Mary, Ocala, FL • May 21, 2025
I am overall satisfied with the program - huge help in reducing my debt!! It was challenging to pay / withdraw from Crossroads to pay my final credit card off. I understand it is procedure, but a little challenging. The other part is … all my debt has bee...
Michelle, Chatsworth, CA • May 21, 2025
Rated 4.3/5 based on 33,689+ reviews. Showing only 4 and 5 star reviews.
Google reviews
I was with another company for just over 6 months and while I watched my escrow account grow, not one account had been settled and once they had me, the awesome customer service I had gotten turned into no customer service. So I switched to Freedom Debt ...
Tracy Smith • Jul 31, 2024
Thank you FDR best decision I have ever made. Such an amazing team of counselors so caring and professional always willing to help and put you at ease. I really appreciate all the support as I was struggling to find a way out of debt and thank God I made...
Gladys Rodriguez • May 31, 2024
Speaking from the other side of Freedom Debt Relief, I graduated my program a couple of months ago now and I recommend it to everyone who was in my situation. It was so scary in the beginning, especially when you’re dealing with your credit score and mone...
Kristen S. • May 31, 2024
Where to start..Like many hard working people, I was beyond being able to handle my debt. I googled debt reduction programs and chose Freedom from Debt relief. The program was easy to navigate. The FDR folks have helped me every step of the way. Now I ha...
william dulaney • May 31, 2024
Freedom Debt Relief was great for us. Not only did they help us with the creditors but we learned a lot along the way. Customer Service and legal help was outstanding. They stepped in and got us through what we couldn't do ourselves. We would recommend FD...
Douglas Mewhorter • May 31, 2024
I was in a place in my life where I decided I needed to figure out my future without debt. I didn't have a lot of debt, but it was overwhelming to me to think of how long it might take me to pay off my credit cards I had.. I then found Freedom Debt Relief...
Heidi Rigby • May 31, 2024
Rated 4.6/5 based on 511+ reviews. Showing only 4 and 5 star reviews.
Actual clients of Freedom Debt Relief. These clients’ endorsements are non-paid testimonials. Individual results are not typical and will vary.
AWARDS AND RECOGNITION
Questions about Freedom Debt Relief reviews
Is Freedom Debt Relief legit?
Yes. Not only is Freedom Debt Relief a legitimate company, it was one of the first companies ever to offer consumers debt settlement services when it was founded in 2002. Today, we employ over 1,600 people across the United States, and are accredited by the Better Business Bureau (BBB) with an A+ rating.
How long does debt relief stay on your credit report?
Different types of debt relief can appear on your credit report in different ways. Debt settlement, which is what the Freedom Debt Relief program offers, may appear as 'settled for less than owed,' 'Account paid for less than full balance,' 'Paid in full for less than the full balance,' or similar phrases. It will remain on a credit report for 7 years from the original delinquency date.
Will debt relief hurt my credit?
The way a debt relief program affects your credit depends on the details of your credit report when you enroll. Debt settlement may cause your credit score to decline, especially if you have a strong score when you enroll. That said, one important measure of financial stability is your debt-to-income ratio. As your enrolled debts are resolved and your overall balances decrease, your debt-to-income ratio should improve, which may benefit your financial profile over time. Freedom Debt Relief is not a credit repair organization and does not provide or offer services or advice to repair, modify, or improve your credit.
Is debt settlement really worth it?
Debt settlement, which is key to how the Freedom Debt Relief program works, is not the right solution for everyone. Are you having trouble keeping up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts? Are you unable to qualify for a good rate on a personal loan? Worried bankruptcy may be your only option? If any of these describe you, then debt settlement may be worth the credit impact it could have.
What is the downside to debt relief?
Any debt relief program that uses debt settlement can only work if you stop making payments to creditors, which will likely impact credit score and could result in legal action by some creditors. That’s why Freedom Debt Relief collaborates with a network of attorneys to support clients who may face legal challenges during the debt settlement process. Not all debt relief companies provide this, and Freedom Debt Relief provides it for no additional cost.
Is it a good idea to use a debt relief program?
If you struggle to keep up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts, then a debt relief program could be a good idea. It also could be a good idea if you are unable to qualify for a good rate on a consolidation loan, or seeking an alternative to bankruptcy. The bottom line is that as long as it aligns with your specific financial situation and goals, a debt relief program like Freedom Debt Relief could be a good idea.