Personal Finance Articles

Denied a Credit Card? Here’s What to Do Next
Jane Meggitt

April 7, 2024

If you were denied a credit card, the card issuer must tell you the reason. Get on track to improve your credit score. Learn more from our expert

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How Debt Settlement Can Affect Your Credit Score vs. Creditworthiness
Noelle Marr

November 20, 2023

Find out why your creditworthiness matters when you’re choosing a debt solution.

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What Is Household Wealth?
Richard Barrington

May 31, 2023

What is household wealth, how is household wealth calculated, household net worth equals your assets minus liabilities

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Budgeting Hacks: Ways to Start or Improve Your Budget
Thilini Wijesinhe

April 12, 2023

A budget can help you achieve your financial goals faster. Find out how to make a simple budget and stick to it.

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Top Apps to Save Money: Let Your Money Grow
Erik J. Martin

April 9, 2023

With the help of a smartphone app, you can create better saving habits. Read our review of the top money-saving apps on the market today.

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How Household Debt Impacts Your Everyday Life
Richard Barrington

April 8, 2023

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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What is a Financial Emergency and How to Deal With One
Richard Barrington

March 8, 2023

Learn how to prevent abrupt financial emergencies from turning into a long-term financial problem.

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How to Deal with a Frozen Bank Account
Rebecca Lake

December 25, 2022

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

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How to Deal With Overdraft and a Negative Bank Account
Erik J. Martin

December 7, 2022

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

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How to Open a Bank Account That No Creditor Can Touch
Peter Warden

September 13, 2022

There are four tactics for protecting deposits from creditors.

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Why High Housing Costs Might Force the Fed to Keep Raising Rates
Charles Morgan Evans

August 28, 2022

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

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Recession Preparation: How Can You Protect Yourself?
Gina Freeman (Pogol)

August 16, 2022

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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How to Save on Furniture in 2022
Gina Freeman (Pogol)

August 5, 2022

Furniture prices and interest rates are up in 2022. learn how to save when you buy and finance furniture.

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Spring Survey: Consumers Plan to Buy Cars Despite Costs

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

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The New Coronavirus Stimulus Package: What Will You Get Now
Anna Baluch

June 17, 2022

Congress has reached agreement on a new $900 billion COVID-19 stimulus package. Here is some…

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Will Coronavirus Testing Add to My Medical Debt?
Molly Zilli

June 16, 2022

Learn more about the potential costs of coronavirus testing and treatment so you can try…

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Coronavirus Stimulus Package: What it Means For You
Steve Tanner

June 15, 2022

Learn what's in the coronavirus stimulus package.

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How to Beat Inflation

Learn how to invest to beat inflation, how to deal with food inflation and price increases in 2022.

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If You Have Lost Medical Insurance, You’re Not Alone
Justine Nelson

June 10, 2022

During the coronavirus pandemic, more than one in seven adults have become uninsured. So if…

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How Access to Care and Insurance Affects Medical Debt
Steve Tanner

June 10, 2022

Access to medical care for low-income persons disproportionately impacts people of color, especially African Americans,…

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Open Enrollment 2021: 7 Ways to Save Money on Healthcare Next Year
Steve Tanner

June 9, 2022

Here are 7 ideas that may help you save money on healthcare and still get…

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Are Lawsuit Settlements Taxable?
Erik J. Martin

June 7, 2022

How are lawsuit settlements taxed. Can you avoid taxes on lawsuit settlements?

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3 Common Financial Mistakes New Grads Make

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

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5 Ways to Take an Affordable Family Vacation This Summer

How to take a family vacation without going into debt. Budget vacation options.

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Basic Money Management Skills Everyone Should Have
Aly J. Yale

April 14, 2022

Everyone needs basic money management skills. They can help you save money and stay out of debt.

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Is Severance Pay Taxable? How Job Loss Affects Your Taxes
Rebecca Lake

April 5, 2022

How is severance pay taxed when you lose your job? There are no tax breaks when you lose your job.

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Debt Stress is a Drain on Job Performance. Here’s What Employers Can Do About It
Betsalel Cohen

March 9, 2022

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

January 25, 2022

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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How Could the New Biden Administration Affect My Money?
Steve Tanner

January 20, 2021

With the inauguration of President Biden, taxes, student loan debt, healthcare, and other economic policies…

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January is Poverty in America Awareness Month
Molly Zilli

January 15, 2021

January is National Poverty in America Awareness Month, so now is a good time to…

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How to Get Your Recovery Rebate Credit
Anna Baluch

January 12, 2021

If you didn’t receive one or both stimulus payment(s), or received less than you’re entitled…

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Financial House Cleaning: How to Organize Your Finances in 2021
Anna Baluch

January 11, 2021

Just like a messy home, messy finances can be stressful and overwhelming. Here are a…

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Should You File Your Taxes Early This Year?
Sara Korn

January 7, 2021

Here’s what you need to know to get your tax refund as quickly as possible…

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How Will You Spend Your Second Stimulus Check?
Molly Zilli

January 5, 2021

The new COVID-19 Economic Relief Bill includes another round of stimulus checks. If you receive…

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Now’s the Time to Deal with Holiday Debt – Here’s How
Anna Baluch

January 4, 2021

How do you get rid of your holiday debt and move to a healthier financial…

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12 Smart Money Management Tips to See You Through 2021
Anna Baluch

December 30, 2020

Ready to get 2021 off on the right foot financially? We have 12 smart money…

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When do COVID Relief Unemployment Benefits End?
Steve Tanner

December 29, 2020

You may have concerns about federal COVID relief ending in 2021, including extra benefits for…

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Money Management in 2020 and Beyond: This Year’s Top Posts
Molly Zilli

December 28, 2020

To help you start off the New Year with the benefit of hindsight in money…

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Almost Half of Americans Are Earning Less Than Before COVID
Justine Nelson

December 22, 2020

The pandemic has created a strenuous environment for many Americans, especially when it comes to their finances. Even as 2020 comes to an end, nearly half of working Americans say their income is still less than what it was pre-pandemic. While vaccines bring the hope that things will eventually return to something like normal, financialRead more Almost Half of Americans Are Earning Less Than Before COVID

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3 Money Management Mistakes to Avoid in 2021
Anna Baluch

December 21, 2020

Ready for a better financial situation in 2021? Here are our top three money management…

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When Do Coronavirus Aid and Government Stimulus Programs End: Round Up
Michael Micheletti

December 17, 2020

Do you rely on the coronavirus aid and government stimulus programs that are ending in…

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Why You Should Have a Will, Even if You’re Not Rich
Anna Baluch

December 15, 2020

A will is an essential legal document that you need, even if you’re not rich.…

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The Season of Giving: How We Will Give Back This Year
Tanya Sotos

December 14, 2020

With the challenges of 2020, this can be a difficult year to give to charity.…

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Giving to Charity Using the CARES Act Charitable Deductions
Sara Korn

December 10, 2020

The CARES Act allows a special $300 above-the-line tax deduction for cash donations made directly…

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Did You Change Your Spending Habits During COVID?
Steve Tanner

December 8, 2020

If you've changed your spending habits during COVID-19, you're not alone. Now's the time to…

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How to Feel Rich During the Holidays Without Going Into Debt
Anna Baluch

December 7, 2020

Even if you don’t make a ton of money, you can still feel rich during…

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Should You Change Your Financial Planning?
Sara Korn

November 24, 2020

As 2020 draws to a close, it’s time to start thinking about your long-term financial…

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Black Friday Savings and Shopping: 2020 Edition
Anna Baluch

November 23, 2020

If you’d like to take advantage of the country’s favorite day of bargains during this…

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Boost Your Holiday Budget with Seasonal Employment from Home
Steve Tanner

November 18, 2020

There's a lot of pressure to spend money during the holidays, even if you're worried…

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