All Articles

Access to Credit: Predatory Lending and Payday Loans
Ben Gran

May 12, 2025

If you live in an underbanked neighborhood, you might think that predatory loans are your…

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Food Prices Spike: How to Update Your Grocery Budget
Maurie Backman

May 12, 2025

Learn how to adjust your food budget to adapt to rising grocery prices and avoid…

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How To Respond To A Court Summons For Credit Card Debt

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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Credit Card Debt Relief
Erik J. Martin

May 12, 2025

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

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Best Ways to Get Debt Relief
Richard Barrington

May 12, 2025

Help yourself get out of debt fast with these changes to lifestyle and good money management.

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Financial House Cleaning: How to Organize Your Finances in 2025
Maurie Backman

May 12, 2025

Just like a messy home, messy finances can be stressful and overwhelming. Here are a few ways you can organize your financial house and start 2025 right.

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How Do I Talk to Someone I Want to Help Get Out of Debt?
Charla Myers

May 12, 2025

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

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How to Save Money on Vacation
John Russo

May 12, 2025

Find out how to save money on your next summer vacation by setting up a vacation budget, finding fun free events, and more.

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What is Predatory Lending?
Charla Myers

May 12, 2025

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

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How to deal with debt collectors: 9 practical tips to stay calm and take control
John Russo

May 12, 2025

Fielding debt collection calls can be very stressful. Learn how to deal with debt collectors and manage that stress better.

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Can You Go To Jail For Credit Card Debt?
Rebecca Lake

May 12, 2025

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

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How Many Credit Cards Should You Have?
Richard Barrington

May 12, 2025

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

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Private Student Loan Debt Relief: Practical Steps and Options
Richard Barrington

May 12, 2025

Private student loans aren’t eligible for the popular federal debt relief programs. Learn about the debt relief options that are available.

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How to Find Debt Relief for Seniors
Peter Warden

May 12, 2025

Debt relief for seniors is for problem debt, even if you’re on Social Security. Find out your options for creating a better financial future at any age.

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Debt and Divorce: From Division to Debt Relief
Richard Barrington

May 12, 2025

Get your finances on track after divorce by seeing who’s responsible for which debts. We’ll show you how to put together a sustainable financial plan.

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Auto Loans, Mobility, and Your Ability to Pursue Opportunities
Kailey Hagen

May 12, 2025

Auto loan debt is a fact of life for most in the U.S. given the…

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What Is Credit Counseling?
Richard Barrington

May 12, 2025

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

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Debt Relief Programs: How They Work and What to Look For

The debt relief program is a way to reduce what you owe on credit cards and other debt by convincing creditors to accept less than you owe.

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How to Find Tax Debt Relief
Kailey Hagen

May 12, 2025

The IRS offers several types of tax debt relief programs. Options include repayment plans, Offer in Compromise and Fresh Start Program.

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Debt Relief vs. Bankruptcy: What’s Right for You?

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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Make Money for Your Holiday Budget Now with Work-from-Home Gigs
Ben Gran

May 11, 2025

There's a lot of pressure to spend money during the holidays, even if you're worried…

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Are Lawsuit Settlements Taxable?
Erik J. Martin

May 11, 2025

How are lawsuit settlements taxed. Can you avoid taxes on lawsuit settlements?

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Credit Counseling vs. Debt Settlement vs. Bankruptcy
Christy Bieber

May 11, 2025

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

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Credit Card Counseling Pros and Cons
Erik J. Martin

May 11, 2025

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

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4 Money Management Mistakes to Avoid in 2025
Lyle Daly

May 11, 2025

Ready for a better financial situation 2025? Here are our top four money management mistakes to avoid this year.

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7 Ways to Save More for Retirement, Starting Now
Justine Nelson

May 11, 2025

Building a retirement nest egg starts with an effective retirement savings plan. Here are seven…

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