Brownsville Denizens – Options for Debt Consolidation

August 3, 2022

Brownsville, Texas is one of the fastest growing urban areas of the country, and this might be connected to the fact that it’s one of the least expensive places to live in the nation. It has been recognized as having one of the best pro-business climates in the U.S. and is home to one of the fastest growing manufacturing sectors in the country. In addition, in recent years, the Port of Brownsville has become a major economic hub for South Texas.

All those details would seem to point to Brownsville and its inhabitants prospering. And yet, the “Green City” has the dubious honor of having the highest percentage of residents below the federal poverty level in the United States.

You don’t have to be below the poverty level to feel financial hardship. If you’re experiencing a problem with debt, you’re in good company. Many Brownsvilleans are in the same predicament.

But there is good news–your debt relief solution could be just a phone call away. Whether it’s debt settlement, debt counseling or debt consolidation, Brownsville residents can find help today. There’s more than one way out of debt – call now to learn about your options and achieve debt freedom: 800-910-0065

Which Debt Relief Solution Is Right For You?

Here’s an overview of debt solutions that may be available to you in Buffalo. While there isn’t a one-size-fits-all solution, some options might fit your debt situation better than others.

Debt Consolidation

Buffalo residents with more than $10,000 in debt could qualify for debt consolidation if they have good credit. It involves getting a consolidation loan to cover your debts. Instead of paying several bills to several creditors, you pay one to a debt consolidation company or bank.

While making one payment for your debts may be more convenient, you need to consider how much it will cost you overall. You might be making lower monthly payments, but if you have higher interest rates and it takes longer to pay off your debt, you could be paying much more over the course of the loan.

Debt Counseling

Buffalo residents should research debt counseling services in the area for a comprehensive list of services offered by local credit counseling agencies. A credit counselor can set up an affordable payment plan and offer lower interest rates that have been pre-negotiated with your creditors. Through credit counseling, you can also enroll, for a fee, in a debt management plan (DMP). Keep in mind that a DMP does not reduce your debt amount, and monthly plan payments could be higher than your current minimum payments.

Debt Settlement

If you have a lot of debt and are looking to negotiate a smaller debt load, debt settlement could be your answer. With debt settlement, you work with a company to reduce and resolve debt. The company negotiates with your creditors on your behalf while you save into a program account you control. When the debt settlement company reaches an agreement with one of your creditors, you can resolve the debt with the funds you saved. The process repeats with all your enrolled creditors until your debt has been resolved.

It can be overwhelming to decide what the solution is for your situation. That’s why it’s important to call today for a free debt evaluation — find the right solution for you: 800-910-0065


Request a free debt evaluation to find out how we could help you:

  • Resolve your debt faster
  • Significantly reduce what you owe
  • Make one low monthly program payment

Debt Consolidation in Buffalo

If you work at the Port of Brownsville or for one of the other top employers like Walmart, the Independent School District, or the University of Texas, you maybe doing ok financially—you may even have money saved. But there’s as good a chance that you’re like millions of other Americans and are burdened by massive debt. If that’s the case, call a debt specialist today and find out how you can start your journey toward financial freedom.

Different debt consolidation methods may simplify the debt repayment process and make debt resolution less stressful. Getting a debt consolidation loan is one way to deal with unmanageable debt. However, be cognizant of the fact that a debt consolidation loan does not pay off all your debt — you’re simply paying off old debt by taking on new debt. This could be a wise strategy, but only if you are able to qualify for a loan interest rate that is much lower than the interest rate(s) you are already paying on your debts.

Whether it’s resolution, counseling or debt consolidation, Brownsville residents have options. Get started right now; call today for a free debt evaluation: 800-910-0065

End Your Debt

Find out how our program could help.

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    One low monthly program deposit
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    Settlements for less than owed
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    Debt could be resolved in 24-48 months