Economically speaking, Boise, Idaho has a lot going for it. It serves as headquarters to several major companies like Albertsons, Idaho Pacific Lumber Company, and WinCo Foods to name a few. The two biggest employers in Boise are the state government and Micron Technology. In addition, the arts, (both public and private) contribute $4.4 million in revenue to state and local government and provide jobs for around 1600 locals. Another big employer is the call center industry, which employs 7,000 more residents in the 20-plus call centers located in the city.
These details mean that many Boiseans are in well-paid jobs and thriving. However, it’s not the whole story—as you may be aware—if you’re in a less positive situation with your finances. You may even work at one of the companies mentioned, but you may still be dealing with significant debt. Take heart though—your debt relief solution could be just a phone call away. Whether it’s debt settlement, debt counseling or debt consolidation, Boise residents can find help today. Call 800-910-0065 now for your free debt evaluation to find the solution that best fits your circumstances.
Which Debt Relief Solution Is Right For You?
While there are many different approaches to solving debt, not all of them will work for your situation. Here’s an overview of what may be available to you in Boise.
Boise residents struggling with more than $10,000 in debt could be eligible for debt consolidation. It involves getting a consolidation loan to cover your debts. Instead of paying several bills to several creditors, you pay one to a debt consolidation company or bank. However, you may need good or excellent credit to qualify for the best rate.
As for bankruptcy, it is a short 3 – 6 month process. While Chapter 7 bankruptcy can clear you of all debt obligations, this is difficult to qualify for. This solution may be right for some, but it is typically viewed as a last resort since it may have significant, long-term damage to your credit.
If you have a lot of debt, debt resolution could help. With debt resolution, you hire a company to resolve debt for less than you currently owe. The company negotiates with your creditors on your behalf to reduce what you owe. In the meantime, you accumulate funds into a program account you control. When the debt settlement company reaches an agreement with one of your creditors, you can settle your debt using the money in you account. The process repeats until each of your debts have been resolved.
There are other options besides debt counseling, resolution and debt consolidation. That’s why it’s important to call today for a free debt evaluation — find the right solution for you: 800-910-0065
Request a free debt evaluation to find out how we could help you:
- Resolve your debt faster
- Significantly reduce what you owe
- Make one low monthly program payment
Debt Consolidation in Boise
If your interests lie more in the area of sports over the arts, Boise offers much in that department as well. This southwestern Idaho town’s professional sports teams include the Boise Hawks (minor league baseball), the Idaho Steelheads (minor league hockey), and the Treasure Valley Spartans (semi-pro football). But the most entertaining of all may just be the all-female Treasure Valley rollergirls who play in the flat-track roller derby league!
But if you’re in debt and can’t see a way out, you may not be in the mood–or indeed have the funds–to take advantage of any of the performance arts or spectator sports (even if it is female roller derby) that Boise offers. That’s totally understandable–but there are solutions to your problem. Simply start the process by making a phone call and speaking with a debt specialist to find out how you can start your journey toward financial freedom.
It might not be right for you, but debt consolidation in Boise could be worth looking into. Debt consolidation may simplify the debt repayment process. If you can secure a debt consolidation loan at a reasonable interest rate, you could make debt resolution less stressful.
Most consolidation loans require collateral — a high-value asset such as a home or a car — that you must leverage in order to receive the loan. A secured loan is a bit of a double-edged sword: on the one hand it can help you get a lower interest rate, which means you pay less over time. On the other hand, if you do fall behind or can’t make your payments, you’re in danger of losing your leveraged asset. That means your house could be foreclosed on or your car seized.
The other option is to get an unsecured loan. These may be harder to come by and usually carry much higher interest rates because the lending company doesn’t have any guarantee that you’ll repay the entire loan outside of a binding signature. An unsecured loan could help simplify your repayment process, but it could also lead to a greater amount of debt in the long run.
Whether it’s resolution, counseling or debt consolidation, Boise residents have options. Don’t wait any longer. It’s time to take care of your debt and live a life of freedom. Get started right now; call 800-910-0065 today.