Erik J. Martin

Contributing Author

Erik J. Martin is a Chicago area-based freelance writer whose articles have been published by AARP The Magazine, The Motley Fool, The Costco Connection, USAA, US Chamber of Commerce, Bankrate, The Chicago Tribune, and other publications. He often writes on topics related to real estate, personal finance, business, technology, health care, and entertainment. Erik also hosts the Cineversary podcast and publishes several blogs, including and

Debt Relief Options
Debt Relief Options

April 25, 2022

Debt relief options like debt settlement, debt management and bankruptcy can help you get rid of debt that you can’t afford.

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Negative Bank Account
How to Deal With Overdraft and a Negative Bank Account

December 7, 2022

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

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Who Can Access Your Credit Report
Who Can Access Your Credit Report?

March 19, 2023

Certain entities can access your credit report, and they don’t always need your permission. Find out more here.

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Money Saving Apps
Top Apps to Save Money: Let Your Money Grow

April 9, 2023

With the help of a smartphone app, you can create better saving habits. Read our review of the top money-saving apps on the market today.

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FDR article counseling ar-min
Credit card counseling pros and cons

April 12, 2023

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

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