Debt Relief Options

Which solution is right for you?

Debt Relief Options

Are you struggling with debt? You are not alone. Millions of Americans are struggling with sky-high interest rates, stagnant wages, and unstable employment. 

Will debt relief help? If you are looking for a way to resolve your debt, take some time to weigh the pros and cons of your debt relief options. The important thing to know is that there is no one-size-fits-all solution. The solution that is right for you depends on your specific circumstances. As a member of the Freedom Financial Network, Freedom Debt Relief can help review your options and figure out which is best for your situation.

See some of your debt options below:

Minimum Payments - Making your minimum payments may keep you looking "decent" on paper, but you pay a heavy price: interest.

Debt Settlement - It is also known as debt resolution or debt reduction, and often the cheapest way to resolve your debts while avoiding bankruptcy.  

Credit Counseling - If you are having difficulty paying your bills each month and need only moderate debt relief, credit counseling may help.

Debt Consolidation - The most common form is a cash-out refinance loan, using equity in your home to pay off credit card debt. 

Bankruptcy - Bankruptcy debt relief is generally considered to be an option of last resort due to its harsh impact on credit and lifestyle.

Which type of debt relief is right for you?

What Clients Say:
“I can't thank Freedom Debt Relief enough for all the help! Everyone was so helpful, professional and always quick to respond to my questions. ”
-Willa in Richmond, VA
“It's so nice to have that peace of mind from people that are willing to work with you and make you feel like somebody is on your side. ”
-Lee in Middletown, OH
“You all are very special to me and I will take with me the comfort in knowing that you all were there to help me through this terrible crisis.”
-Mary in Wheatfield, NY
“Thank you for all of your commitment, your time and your efforts with me — you guys are lifesavers! I wish I would have known about you sooner.”
-Pam in Addison, TX
“I know that I am in good hands and I appreciate that very much. This level of professionalism and courtesy began from the very first time I contacted Freedom Debt Relief.”
-Susan in Los Angeles, CA

*Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 68% to 75% including fees, over 24 to 48 months. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest.  However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825