Freedom Debt Relief Executives

Get to know the members of the Freedom senior leadership team

Brad Stroh

Co-Founder & Co-CEO

Brad Stroh co-founded Freedom Financial Network in 2002 and Bills.com in 2005. He is an investor, advisor and board member to several entrepreneurial companies.

Andrew Housser

Co-Founder & Co-CEO

Andrew Housser co-founded Freedom Financial Network in 2002 and Bills.com in 2005. Andrew sits on the board of directors of several startup companies as well as two independent school boards.

Sean Fox

Co-President & CRO

Sean Fox leads marketing, sales, product, analytics, and business development for Freedom Financial Network. Sean began his online marketing career in 1998 with the start-up bamboo.com, which introduced “virtual tours” to the real estate and hospitality industries.

Joe Toms

President & CIO

Joe Toms is the President and CIO of Freedom Financial Asset Management and has spent 25 years in asset management working for U.S. institutional accounts managing a variety of investment products.

Kevin Gallegos

VP, New Client Enrollment

Kevin Gallegos is a financial expert specializing in consumer debt, budgeting, and the debt relief industry. Over the past 30 years, he has made it his mission to help consumers navigate through the maze of financial options and find the right solutions.

Freddie Huynh

VP, Credit Risk

Freddie Huynh is a financial expert specializing in credit scores, credit risk, and consumer credit issues. He leverages his deep understanding of consumer credit to develop credit decision-making policies that produce the best outcomes for both borrowers and lenders. Previously, he spent over 18 years at FICO, where he oversaw the development, maintenance, and analytic support for FICO Scores in North America.