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What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

If you're struggling to get a handle on your household budget, keep in mind that there are always ways to save more money. Read our savings ideas here.

Debt-to-income ratio tells you what percent of your monthly income goes towards paying debt. Learn how to calculate your DTI and why it's important.

Ready to learn how to budget? After you master these basic budgeting tips, you’ll know all you need to start managing your financial future.

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

Is your debt relief company legit? How about all those other debt relief companies? Not all of them are, so learn more about how to find one that is.

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.