Credit Card Minimum Monthly Payments

Unfortunately, millions of Americans who are struggling with their debts continue to just barely make their monthly payments. Most of these people just keep doing whatever they can to continue making minimum payments for the rest of their lives. If you are facing severe financial hardship, this is a no win situation. If you are only meeting your minimum payments, you are paying almost entirely interest charges; not paying down your debts.

This means that if you owe $10,000 today, it will cost you more than $20,000 over the next 20-30 years before you are debt free. And if you can't keep making their minimum payments, the creditors will begin harassing you. If you don't find help, you could end up with judgments and garnished wages as well as liens against your property.

FDR's Debt Reduction Program allows you to minimize creditor calls, avoid bankruptcy, avoid new debt and come to an agreement with creditors on your terms, not theirs.

In Freedom's Debt Reduction Program we find the optimal solution for you; not your creditors. By working through a plan tailored to your specific situations, we can settle your debts over the next 2-3 years, and potentially at a 40-60% discount to what you currently owe.